High Value
Car Insurance.

Prestige & supercars

Performance and luxury cars that standard insurers struggle to value or repair properly.

Classic & collector cars

Appreciating cars insured for an agreed value, not a depreciating market price.

Multi-car households

Every car in the garage, and every named driver, on a single policy and renewal date.

International lifestyles

Drivers with homes and cars in more than one country, including European use.

Agreed value

Each listed car is insured for an agreed value. If it's a total loss, that's what we pay, with new car replacement available on eligible cars.

Like-for-like courtesy car

A courtesy car while yours is repaired or a claim is settled. If the repairer's car isn't suitable, a similar vehicle is arranged.

Pairs & sets

Up to £10,000 to replace matching parts like upholstery or wheels, so the car stays consistent.

Personal effects

Up to £1,500 for belongings lost or damaged in the car, with no excess.

Personalised plates

Up to £5,000 if a car with a personal registration is stolen and not recovered.

Carjacking & road rage

Medical, psychiatric and loss of income costs, up to £20,000 per occurrence.

Personal accident

£30,000 benefit for serious bodily injury in an accident involving an insured car.

Inability to drive

Up to £3,000 towards alternative transport after an injury, or if the DVLA revokes a licence on health grounds.

Trailers & horseboxes

Up to £5,000 for theft of or damage to an owned trailer or non-motorised horsebox.

Liability

Third party property damage cover up to £20,000,000 for any one occurrence.

Legal expenses & breakdown

Motor legal expenses and European breakdown assistance available as part of the package.

Glass & keys

Window and sunroof glass replacement and lock replacement after lost or stolen keys.